2025 401k Roth Contribution Limit Over 50. The contribution limits for a traditional or roth ira increased last year but remain steady for 2025. However, individual retirement account (ira) contributions will continue to be $7,000 in 2025, the same as in 2024.
The roth 401(k) contribution limit for 2025 is $23,500 for employee contributions and $70,000 for employee and employer contributions combined. In addition to the contribution limits, the limits to deduct a traditional ira contribution or make a roth ira contribution also changed.