Simple Ira Contribution Limits 2025 Catch Up Over 50. Maximum simple ira contribution limits: If your employer sponsors a simple ira, you will be able to contribute more next year.
Under the new secure act 2.0 provisions, the. For those with a simple ira, you can contribute an additional $500 for 2025 which brings the annual limit to $16,500, plus an additional $3,500 if you are at least age 50, which is.